Delivering Credit to Entrepreneurs of Color Impacted by COVID-19: Why Community Financial Institutions Are Essential

The Aspen Institute
Prior to the global pandemic, the relatively high small business start and ownership rates among entrepreneurs of color were a bright spot in a period of declining US entrepreneurship. But small businesses have endured some of the hardest stresses of the pandemic, as forced closures and physical distancing have decimated earnings for restaurants, salons, childcare centers, and other services we all rely on. Businesses owned by entrepreneurs of color have been particularly impacted by declining revenues, and despite government efforts to get money into people’s hands, many small businesses have not received the support they need. This is partly a problem with the delivery systems used: programs that flow through banks miss those that have historically been underserved. Fortunately, there are lenders who serve these businesses and communities: Community Development Financial Institutions. CDFIs are mission-driven lenders that serve the parts of America that too often get left behind, inc

Fifty Years Of “The People v. HUD”

Poverty & Race research Action Council (PRRAC)
HUD has benefited enormously from strong civil rights advocacy, and many of HUD’s most important regulatory guidelines have emerged from this advocacy. We offer this selected timeline as a tribute to this ongoing history and, we hope, an inspiration to a new generation of civil rights and tenant activists.

COVID Community Data Lab

Boston Indicators
We’re scanning the best available data sources to analyze how our communities have changed since the onset of the COVID-19 crisis in early March. (Since public health experts are covering the dynamics of the virus spread, we focus here mostly on non-virus-related areas.) We’re looking at non-traditional sources like call volumes to the state’s 211 social service call center and road traffic through Mass Pike toll gantries. None of them are perfect, and there’s a lot of other data we wish we had. But taken together these sources paint a picture of how much our day-to-day lives have been altered across a few key domains.

Cambridge College Resource Library for Business Development Program

Cambridge College
The Business Resource Library connects Consultants, Technical Assistance Providers and students to a variety of learning tools, including sample documents and industry trend topics. This library can quickly provide comprehensive information you may need to assist small businesses during their start-up, stabilization and growth phases. These materials can be downloaded from the links below. This library was built with the collaboration of Massachusetts Growth Capital Corporation (MGCC), Mel King Institute, Lawyers for Civil Rights, and Technical Assistance providers.

COVID-19 Housing Policy Scorecard

Eviction Lab
Safe, stable, and decent housing has always been central to ensuring health and stability. Today, with the United States focused on containing the COVID-19 pandemic, the broader and longstanding issue of income and housing insecurity has quickly become paramount to the health of an entire nation.To better understand the steps states have taken to prevent homelessness during and after the pandemic, the Eviction Lab and Columbia Law School’s Professor Emily Benfer have developed a policy scorecard for each state, distilling the contents of thousands of newly-released emergency orders, declarations, and legislation into a clear set of critical measures included in, and left out of, state-level pandemic responses related to eviction and housing.

Opportunity360 Community Dashboard

Enterprise
Opportunity360 Community Dashboards provide the information necessary to determine where action is most needed and where established programs and policies have been most successful in any neighborhood in the country. These dashboards now allow data comparison for up to three census tracts, anywhere in the US. In the free Opportunity360 Community Dashboards, you will find over 150 indicators from 27 sources.

Housing Matters

Urban Institute
Housing Matters is an online resource for the most rigorous research and practical information on how a quality, stable, affordable home in a vibrant community contributes to individual and community success.

Massachusetts Small Business Loan Data Project

Massachusetts Community & Banking Council (MCBC)
The Massachusetts Community & Banking Council (the MCBC) has sponsored an annual report on small business lending trends in Massachusetts since 1998. In the Spring of 2019, MCBC launched a new online platform – the Massachusetts Small Business Loan Data Project – that serves as a companion to the most recent report, Small Business Lending in Massachusetts 2008-2017, authored by BankMaps. The Massachusetts Small Business Loan Data Project provides an online data service with interactive access to maps and charts from six (6) national databases related to the subject of small business lending in Massachusetts.

DataTown

Massachusetts Housing Partnership's Center for Housing Data
The site compiles community-level information from various data sources for all 351 Massachusetts cities and towns, and visualizes that data in graphics and charts so it's easy to understand, print out and bring to a community discussion.

Homes for Families: Family Housing Resource Guide Massachusetts

Brooke Murphy, UMass Boston Master of Public Administration Graduate Student
All of the resources, terms, definitions, subsidies and programs one should know to create affordable family housing in Massachusetts.

Green + Healthy Property Management: A Guide for Multifamily Affordable Housing

Local Initiatives Support Corporation (LISC)
LISC created this Guide to help affordable housing owners define and pursue measures to reduce the use of energy, water, and harmful chemicals in their properties, reduce waste generated on site, create healthier living environments for residents, and reduce the carbon and environmental footprint associated with residential properties.

Equitable Development / Brownfields Planning

Groundwork USA
Groundworks USA's technical assistance team offers customized strategy, tools, and peer support for those in brownfield-affected communities seeking a more inclusive planning and redevelopment agenda in which everyone can prosper.

The National Equity Research Database, Boston Edition

Brandeis Institute for Child, Youth and Family Policy
This is a database of 286 socio-economic indicators on a wide range of subjects, including demography, education, employment, health, housing, earnings and ancestry covering the Boston metropolitan area.

Building Blocks: Connecting People, Places and Policies

Enterprise Community Partners
A podcast for thought-provoking conversations about the current issues, trends, ideas and big questions facing the affordable housing and community development field in the United States.

MASSCAP Trainings: Recorded Webinars

MASSCAP
This resource contains all the past recorded webinars from MASSCAP (Understanding Immigrant Rights, Community Action Impact, Succession Planning, and More!)

Housing Toolbox for Mass Communities

MHP
Strategies and best practices for the creation and preservation of affordable housing, with guides, tools and resources for local boards & committees, planners, municipal staff, developers, and volunteers.

Access: A Community Development Podcast

Federal Reserve System
Access is a new podcast from the Community Development departments of the Federal Reserve System. Each episode highlights a successful model or program within the four focus areas of our work: people, place, policy and practice, and small business.

Budget Resources

Mass Budget
Shortly after each major state budget release, MassBudget produce a written Budget Monitor that analyzes major proposals across a range of key areas (e.g. education, transportation, health care, revenue).

Inclusive, Local Sourcing: Purchasing for People and Place

Democracy Collaborative
This toolkit provides hospital and health system leaders with the tools they need to harness their everyday business operations to improve community health through procurement and purchasing focused on locally-owned businesses.

The Cost of Affordable Housing: Does it Pencil Out?

Urban Institute and the National Housing Conference
This interactive online tool illustrates how charging rents affordable to low-income families makes it difficult to finance affordable housing without subsidy.

Jargon Buster- Build Healthy Places Network

Build Healthy Places Network
Tool demystifies community development and public health jargon terms for those working with peers in other sectors

Pedestrian Infrastructure: Strategies for improving pedestrian safety through low-cost traffic calming

WalkBoston
Tool provides examples of low-cost measures to calm traffic and enhance safety on municipal streets and state roads

Shared Ownership Toolkit

Business Alliance for Local Living Economies (BALLE)
Explore case studies, videos and resources on how to create a shared ownership business enterprise

Resources from the Massachusetts Community and Banking Council

Massachusetts Community and Banking Council
Explore MCBC's compendium of resources on their new website intended for boosting the availability of credit and financial services in low-income communities

Affirmatively Furthering Fair Housing Mapping Tool

Department of Housing and Urban Development
Mapping tool from HUD allows communities to explore race disparities and fair housing considerations in their area

Assessment of Fair Housing Tool

Department of Housing and Urban Development
Local governments can use this tool to assess their communities' compliance with the Affirmatively Furthering Fair Housing (AFFH) rule

Ready to Respond: Strategies for Multifamily Building Resilience

Enterprise Community Partners
Guidebooks includes strategies for protecting buildings and residents during natural disasters

Affirmatively Furthering Fair Housing Rule Guidebook

U.S. Department of Housing and Urban Development
Guidebook explains the new AFFH rule and how to plan communities in compliance with fair housing guidelines

MassHousing HomeOwnership Video Series

MassHousing
Video series is designed to help would-be home buyers and organizations who assist homebuyers

All in Cities Initiative

PolicyLink
Toolkit includes policy ideas, data and assistance to advance racial economic inclusion and equitable growth

Addressing Community Opposition to Affordable Housing Development: A Fair Housing Toolkit

Housing Alliance of Pennsylvania
Learn about how to effectively address the concerns of those opposed to affordable housing development in their communities

Consolidated Planning/CHAS Data

Department of Housing and Urban Development (HUD)
Comprehensive Housing Affordability Strategy data can be used to explore the extent of housing problems and housing needs, particularly for low income households.

The Impact of LIHTC in Massachusetts

Affordable Housing Rental A.C.T.I.O.N.
Factsheet covers the positive impact of LIHTC in Massachusetts from 1986-2013

2015 Enterprise Green Communities Criteria

Enterprise
Criteria required to become a certified green community from Enterprise

American Housing Survey

U.S. Department of Housing and Urban Development
Survey data collected by the U.S. government on housing

Preserving, Protecting and Expanding Affordable Housing

Change Lab Solutions
The toolkit provides information on housing market trends and research on the links between rising housing costs and poor health outcomes.

Massachusetts Housing Toolbox

Massachusetts Housing Partnership and CHAPA
This website explains strategies that local officials and volunteers can use to garner support for affordable housing

How Housing Matters

Urban Land Institute, MacArthur Foundation
Website showcases research demonstrating the importance of affordable housing

Assets & Opportunity Scorecard

Corporation for Enterprise Development
CFED created an interactive state by state ranking of household financial security and policy solutions

The Poverty Primer

Tamarack- An Institute of Community Engagement
This booklet covers the essential elements of developing and sustaining a long-term, local effort to reduce poverty